Storm Damage? Here's What to Do Before Calling Your Insurance

When a storm hits, your roof takes the brunt of the damage. High winds, hail, and flying debris can cause everything from missing shingles to leaks and structural issues. It's natural to want to call your insurance company immediately, but taking the right steps first can make the claims process smoother and help you get the coverage you deserve. At Roofsouth LLC, we're here to guide you through the roof storm damage process with clarity and care.

Step 1: Stay Safe and Document the Damage

The first thing you should do after a storm is ensure your safety. Avoid climbing on the roof yourself—damaged structures can be unstable. Instead, walk the perimeter of your home and take photos of visible issues, such as fallen branches, broken shingles, or water leaks inside your home. If it's safe to do so, photograph any debris or affected areas from ground level.

Detailed documentation is crucial. These photos serve as proof of damage and can support your insurance claim later. The more evidence you can gather, the easier it is to prove the storm caused the damage, especially if repairs are time-sensitive.

Step 2: Call a Trusted Local Roofer First

Before reaching out to your insurance company, contact a Milledgeville roofing company like Roofsouth LLC for a professional inspection. A licensed roofer can assess the damage accurately and provide a written report that includes the extent of the destruction and recommended repairs. This report becomes a valuable tool when filing your claim, ensuring you don't miss any hidden issues that your insurance may need to cover.

Additionally, an experienced roofing company can point out whether the damage truly qualifies as storm-related or if it's due to wear and tear—something many insurance companies won't cover. Getting the facts first prevents surprises later.

As your trusted Milledgeville roofing company, Roofsouth LLC helps you handle storm damage with confidence, starting with a no-obligation roof inspection.

Step 3: Understand Your Policy Before Filing

Before you officially file your claim, review your homeowner's insurance policy. Take note of what types of damage are covered, your deductible, and whether your policy includes full replacement value or actual cash value. Having this information on hand allows you to make informed decisions when speaking with your insurance adjuster.

Once you're ready, file the claim and let your roofer know when the adjuster is scheduled to visit. Many homeowners find it helpful to have their roofer present during the adjuster's visit to ensure that nothing is overlooked and that all damage is properly documented.

Let Roofsouth LLC Make the Process Stress-Free

Storms are stressful enough; navigating the aftermath shouldn't be. That's why we assist our clients every step of the way, from inspections and temporary repairs to communicating directly with insurance companies. We're proud to be the roofing company Milledgeville residents trust for reliable, transparent service when it matters most.

Need help with storm damage? Call Roofsouth LLC today to schedule your roof inspection before filing an insurance claim. Let us protect your home and your peace of mind.